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Remember the old Looney Toons cartoon where the frog would dance only in sight of one man?  He would whip out his cane and top hat to sing, “Hello My Baby, Hello My Honey, Hello My Ragtime...

Business Continuation PlanningWhen it comes to planning for tomorrow, most successful business owners don’t just think about their own future; they also worry about the longevity of their company. Fortunately,...

Finding a Footing… for the moment Rather than risk repeating ourselves again (and again) …we’re planning to keep it short as summer burns on, almost literally this week.   The Market seems to have...

Your golden years can be the most incredible years of your adult life. If you’ve ever dreamt of traveling the world, owning a home in a remote area, spending unlimited time with the family, playing sports weekly, or hiking in the...

Start Planning for Retirement long before you "Need To". To many people find themselves in situations they are just not prepared for.

Work and Career Tips for Seniors Looking for Extra Income In an ideal world, every senior would be able to put aside all financial worries post retirement. For many retirees, however, this is not the case. Many seniors need to find...

If you're a potential entrepreneur who has experienced financial setbacks, you may wonder if starting a business is appropriate. However, past difficulties don't have to define future successes. You can start your dream company by...

Selling a home admittedly isn't like ordering a pizza. It's a process with red tape that must be completed. So, despite technology making things faster, there's a limit to its help in real estate. Sure, you can place your home in a...

Being an entrepreneur can be one of the most fulfilling and rewarding career paths possible. But it also means that you’re responsible for organizing and managing a business and that you assume greater risks than you would in...

Third Quarter Market Update 2021 A quick recap: in our last letter we mentioned that one of the best possible outcomes would be for interest rates to rise a bit, for rates to “normalize”, while companies continue to make...

The perfect home for entertaining guests will vary according to a person’s specific needs, but there are a few universal traits you can look for in a house that will make those events easier. If your current home isn’t...

Today, 40 percent of realtors emphasize smart technology, believing it can help a home sell faster regardless of price. If you’re a homeowner thinking of putting a home on the market, it’s worth noting that adding smart...

Downsizing your home in retirement can be a liberating choice. If you’ve spent decades in a large home — especially one that contains far too much clutter — cutting ties with the bulk of your material items can feel...

If you’re looking to buy a home and move in the next few months, you can make a few strategic moves on your debt that will make you look good when you apply for a home loan. If you wait until you apply, there's not a lot you can...

3 Big Financial Mistakes Business Owners Make At Reardon & Associates, we understand that a business owner's personal success and professional success are deeply intertwined. While that's good news when your business is performing well...

President Biden’s administration has outlined a tax policy built upon the agenda introduced during his campaign. Do you know how or if these tax changes will impact you, personally? That's the most important factor. Biden’s...

I hope this email finds you all well. As always, please let me know if you would like to schedule a time to review your portfolio or discuss any financial matters. Please see our quarterly letter below. First Quarter Market Update 2021...

5 Steps to Freeing Yourself from the Stress of a Limited Retirement Income At Reardon & Associates, we understand that “retirement is meant to be enjoyed.” A fixed retirement income shouldn’t take away the freedom to...

Image from Pexels If your home-based business is growing and you're ready for a larger home, applying for a mortgage loan can be complex. Small-business owners often must work harder to prove their income than salaried employees. That...

This is a great and brief article just posted by Ed Slott. If you don't know Ed, he is considered one of the country's top experts when it comes to IRA's and Retirement. He makes some wonderful points here that everyone should read and...

Ever Wonder Where To Turn When Experiencing a Life Event? Have you ever had a "Life Event" happen to you? Of course you have. Life Events are not only the "Big" things, but rather they are the normal everyday events that happen to us...

I am pleased to announce a new webinar that business owners and leaders will find valuable during these volatile times. SPECIAL WEBINAR: BUSINESS AS UNUSUAL 10 Financial Insights for Unusual Times Wednesday, July 29, 11am PST / 2pm...

Please join me and Pacific Advisors for the latest update on the PPP: STIMULUS INSIGHTS 6! Our Most Comprehensive PPP Forgiveness Webinar The new Forgiveness Applications and Guidance resulting from PPP Flexibility Act is here! By and...

Most people know how inflation works. When the prices of goods and services rise, your money doesn’t stretch as far. During your working years, if you’re receiving regular pay increases, it can be easy to overlook...

The Stimulus (CARES Act) is moving forward as we speak and every day we tend to have more questions than we do have answers. It has more than 900 pages, 17 major provisions and $2 trillion in funding. This is the biggest stimulus...

Right now, it seems most want to know what is going on with the markets....Should I sell now or should I ride this out... Here is some nice perspective from a colleague that I wanted to share: Shangri La A remote beautiful imaginary...

Not long ago, “retirement” for many people meant living on a combination of Social Security and a fixed pension. Today, retired people are living longer and better, and many plan to enjoy their golden years. The problem is...

Where Should I Plan to Retire?.... It’s no secret…each year retirees (often dubbed as Snow Birds in the North) make an annual migration away from cold winters and move toward warmer, milder climates. As the seasons change...

You can Play with FIRE, but don't get Burned...

David Reardon, MDRT, RICP®

Saturday, August 17, 2019

Don’t Get Burned With FIRE In recent years, a new personal finance concept has caught FIRE: Financial Independence, Retire Early.1 Some young professionals embrace the FIRE movement, working to save at least 50 percent of their...